When you own a home in Quinlan, TX, you can’t afford to go without home insurance. Because a home is worth so much, you can’t roll the dice and hope nothing terrible happens to your home. Theft, vandalism, fire, hail, and other perils can damage your home; turning your dream home into a nightmare.
The good news is that you can purchase home insurance from Slaughter Insurance Agency to get coverage in the following areas.
The liability coverage in your home insurance covers you against bodily injury and property damage caused to third parties. For instance, if your dog bites a neighbor or you reverse your car into your neighbor’s wall, home insurance should pay for the arising liability claims up to the policy limit.
If your home and the structures within it are destroyed by fire, storms, or any other peril, your home insurance’s dwelling coverage reimburses the repairs or rebuilding costs of your home.
List down your assets — clothing, furniture, electronics, and other personal effects. You will be surprised that your belongings are pretty valuable. With this in mind, you need to protect your assets against theft, vandalism, and other risks that may cause damage or loss to your assets.
Remember, for high-value items like jewelry and cash, home insurance provides limited coverage. As such, talk to your agent for a separate policy.
Additional living expenses (ALE)
Is your home damaged by a storm or fire? Worry not. When you seek temporal shelter from a hotel, the ALE add-on covers meals, accommodation, and other expenses incurred beyond your average spending.
Do you need home insurance for your Quinlan, TX home? You are on the right track. Contact Slaughter Insurance Agency, and our team will help you purchase home insurance that gives you maximum protection.